It is extremely difficult to receive a safe and secure personal loan from traditional San Diego banking institutions. This has led many individuals to undertake risky alternative financing decisions like large cash advances on a credit cards or payday loans, both of which can put your good credit rating at risk or trap you in an endless circle of rotating debt.
Diamond Estate Jewelry Buyers (DEJB) is a leader in helping San Diegans obtain fast personal loans that are completely confidential and which don’t put your good credit rating in jeopardy. We specialize in providing immediate personal loans where gift assets such as fine jewelry or high-brand watches are used as a collateral. In the past, this type of loan was referred to as a “pawn shop loan.” However, DEJB is different than a traditional San Diego pawn shop.
We are a San Diego collateral loan provider who specializes in large personal loans on valuable estate jewelry, diamonds, Rolex watches, and other luxury assets. Our California estate buyers deal primarily with private collectors, as well individuals who are using luxury assets to receive personal loans from $2,500 – $50,000. Unlike a San Diego pawn shop, the on-site sale of pre-owned diamond jewelry and timepieces is not a significant part of our business.
There are four main factors to consider when choosing where to obtain a personal loan with your luxury collateral: security, interest rates, discretion, and size of personal loan. So let’s examine each of these issues in order to explain why so many clients choose Diamond Estate Jewelry Buyers as the best place to get a personal loan in San Diego.
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Safe & Secure San Diego Personal Loans
When obtaining a personal loan with your luxury collateral, you want to have peace of mind. You want to feel confident that your diamond jewelry or watch is in safe hands and that you are dealing with a highly trustworthy business. One way to evaluate reputation is to check whether the San Diego loan provider is accredited with the Better Business Bureau. It is also a good idea to read online reviews to see whether the business possesses a strong track record in handling estate jewelry, watches, and large carat diamonds.
Clients feel confident and secure dealing with Diamond Estate Jewelry Buyers because we are fully accredited with the San Diego Better Business Bureau. Our owner Carl Blackburn is widely recognized throughout Southern California as a fine jewelry buyer, diamond buyer, and collateral loan provider. Over the years, Carl has earned dozens of five star reviews from clients who have sold to him their diamond jewelry and Swiss timepieces or received cash loans on these valuable gift assets. In addition, our personal loan office is located in a safe and secure business area in La Jolla, California.
Fair Interest Rates for San Diego Personal Loans
The best place to get a fast personal loan is obviously with a San Diego loan provider who charges reasonable interest rates. San Diego residents are fortunate because when you obtain a collateral loan in California, the maximum interest rate is capped at a much lower rate compared to many other states—and often at a rate better than cash advances on credit cards. In addition, there is strong competition among collateral loan providers in San Diego, thus the interest rates charged are generally similar.
With regards to Diamond Estate Jewelry Buyers, our exact interest rates on San Diego personal loans depends on the resale value of your luxury timepiece, fine jewelry, or large carat diamond. Simply call or email us for a quick preliminary appraisal of your item and the interest rate that we would apply to your private personal loan.
Call Us Toll Free: (800) 956-8505
Confidential No Credit Check Loans in San Diego
Privacy is an important part of the decision making process when obtaining a personal loan in San Diego. While pawn shops nationwide have elevated their image in recent years, some individuals are cautious about using a San Diego pawn shop for a personal loan. There also is a concern about whether any credit checks or credit reporting will be conducted.
Discretion and confidentiality are paramount at Diamond Estate Jewelry Buyers. As San Diego County’s premiere buyer of previously-owned fine jewelry, watches, and diamonds our business involves more than collateral loans. We serve as personal estate buyer to individuals throughout the United States. Our estate buying office is discreetly located on Prospect Street in La Jolla Cove. In addition, credit reports and credit checks are never made in connection with your San Diego personal loan.
Beyond protecting your privacy, Diamond Estate Jewelry Buyers is sensitive to the financial situations that often surround personal loans, as well as the emotional attachments that people have with their precious gift assets. You can rely on us to carefully go over all your of personal financing options, and help you make the best decision to match your needs.
Larger Personal Loans for San Diego Residents
How large a personal loan you can obtain is often the most important factor when choosing a collateral loan provider. The size of a San Diego pawn shop loan is ordinarily based on how much the item can be sold for within the pawn shop. However, Diamond Estate Jewelry Buyers bases the size of your personal loan on your gift asset’s global resale value rather than how much we might be able to sell the item for locally.
Our owner Carl Blackburn is a nationally-recognized estate buyer with resale contacts throughout the world. Therefore, our San Diego personal loans are larger than what you might receive from an ordinary San Diego pawnbroker. In addition, unlike a typical pawn shop, we have the financial resources and expertise to offer personal loans on diamond jewelry and high-brand watches upwards to $250,000, depending on the value of your gift assets.
When you receive a personal loan from Diamond Estate Jewelry Buyers, your collateral loan can be for as short a period as 24 hours and up to 120 days (renewable). Contact our personal loan specialists today and let us prove to you why so many clients come to us when they need personal loans and small business loans in San Diego.