It is becoming increasingly difficult to receive a small business loan in San Diego. Most banks still have not loosened the purse strings with regards to San Diego business loans. Many small businesses are therefore seeking alternative financing methods to support their San Diego small business during a temporary cash crunch.
Diamond Estate Jewelry Buyers (DEJB) is a leader in helping entrepreneurs obtain small business loans in San Diego County. We specialize in providing fast business financing where luxury assets such as fine jewelry or high-brand timepieces are used as a collateral. In the past, this type of loan was referred to as a “pawn shop loan.” However, DEJB is different than a traditional San Diego pawn shop.
We are a San Diego small business loan provider who specializes in large collateral loans on diamond jewelry, Rolex watches, and other precious gift assets. Our luxury estate buyers deal primarily with private collectors, as well small business owners who are using luxury assets to receive temporary cash loans from $2,500 – $50,000. Unlike a San Diego pawn shop, the on-site sale of previously-owned fine jewelry and watches is not a significant part of our business.
There are four main issues to consider when choosing where to obtain a San Diego small business loan with your luxury collateral: security, interest rates, discretion, and size of business loan. So let’s examine each of these factors in order to explain why so many clients choose Diamond Estate Jewelry Buyers as the best place to get fast San Diego small business financing.
Secure Small Business Loans – San Diego County
When obtaining a collateral cash loan in San Diego, you want to have peace of mind. You want to feel confident that your fine jewelry or timepiece is in safe hands and that you are dealing with a highly knowledgeable loan provider. One way to evaluate reputation is to check whether the San Diego business is accredited with the Better Business Bureau. In addition, you should read online reviews to see whether the business possesses a strong track record in handling valuable estate jewelry and watches.
San Diego business owners feel confident and secure dealing with Diamond Estate Jewelry Buyers because we are fully accredited with the BBB. Our owner Carl Blackburn is widely recognized throughout San Diego County as an estate watch buyer, diamond jewelry buyer, and collateral loan provider. Over the years, Carl has earned dozens of five star reviews from clients who have sold to him their luxury watches and diamond jewelry or received cash loans on these valuable gift assets. In addition, our small business loan office is located in a safe and secure business area in La Jolla, California.
Interest Rates for San Diego Small Business Loans
The best place to get fast small business financing is obviously with a San Diego loan provider who charges reasonable interest rates. San Diego business owners are lucky in this regard because when you obtain a collateral loan in California, the maximum interest rate is capped at a much lower rate compared to other states—and often at a rate better than when taking out a cash advance on your credit card. There is strong competition among collateral loan providers in San Diego, thus the interest rates charged are generally similar.
With regards to Diamond Estate Jewelry Buyers, our exact interest rates on San Diego small business loans depends on the resale value of your fine jewelry, diamond, or luxury timepiece. Simply call or email us for a quick preliminary appraisal of your gift asset and the interest rate that we would apply to your small business loan.
Discreet San Diego Small Business Financing
For many business owners, confidentiality and discretion are an important part of the decision making process when obtaining a small business loan in San Diego. While pawn shops nationwide have greatly improved their image over the past decade, some small business owners remain hesitant about using a San Diego pawn shop for a personal loan. There also is a concern about whether any credit checks or credit reporting will be attached to their business loan.
Confidentiality and discretion are paramount at Diamond Estate Jewelry Buyers. As San Diego County’s leading buyer of previously-owned diamond jewelry and fine watches, our business involves more than collateral loans. We serve as personal estate buyer to a wide range of small business owners and private individuals throughout the United States. Our estate buying office is discreetly located on Prospect Street in La Jolla Cove. In addition, credit checks or credit reports are never made in connection with your small business loan.
Beyond confidentiality, Diamond Estate Jewelry Buyers is highly sensitive to the financial situations that often surround small business financing, as well as the personal attachments that business owners have with their fine gift assets. You can rely on us to carefully go over all your of collateral financing options, and help you make the best decision to match your financial circumstances.
Large Collateral Cash Loans for San Diego Small Businesses
The size of the loan is often the most important factor when choosing where to obtain a collateral cash loan for your San Diego small business. Collateral loans at San Diego pawn shops are ordinarily based on how much the pawnbroker believes they can sell your item for within their store. However, at Diamond Estate Jewelry Buyers your small business loan is based on the global resale value of your estate jewelry or fine watch, not how much we might be able to sell your item for locally.
Our owner Carl Blackburn is a nationally-recognized estate buyer with resale contacts throughout the world. Therefore, our San Diego small business loans are higher than what you might receive at a typical San Diego pawn shop. In addition, unlike an ordinary pawn shop, we have the expertise and financial resources to offer collateral business loans on diamond jewelry and high-brand watches upwards to $250,000, depending on the value of your items.
When you receive a small business loan from Diamond Estate Jewelry Buyers, your collateral loan can be for as short a period as 24 hours and up to 120 days (renewable). Contact our business loan specialists today and let us prove to you why so many business owners in San Diego County choose us to help them cover their short-term financing needs.
Not sure if a collateral loan is the best option to finance your San Diego business operations? You can also sell jewelry and large carat diamonds outright. Contact our San Diego jewelry buyers to receive an immediate generous cash offer for your estate jewelry or diamond ring.